Brian Wruk is a Certified Financial Planner™ specializing in Canadian residents making the transition to the US. His firm, Transition Financial Advisors, Inc., is a fee-only, comprehensive financial planning, investment management, and Canada/U.S. tax planning and preparation firm. A dual Canadian/U.S. citizen, Brian holds both the U.S. and Canadian CFP® designations, is a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners and holds the Canadian Investment Manager (CIM) designation.

Based in the Phoenix, AZ area, Brian has written many articles on Canada/US Financial Planning, been quoted in numerous newspapers and journals in addition to speaking engagements. He founded and co-chaired a Canada/US International Tax Council with the IRS and based on his own transitions, has personal experience with the issues as well. Brian assists the community by speaking on financial matters, doing pro bono budget counseling, financial planning and tax work. He is a Crown Ministries approved budget counselor.

Born and raised in Edmonton, Alberta, Canada, Brian worked ten years in the Canadian telecommunications industry in a variety of positions including marketing, service development, and strategic planning. Prior to expanding his career in the direction of financial planning, Brian was marketing manager at a Phoenix-based computer training materials company. Since January of 1997, Brian has worked specifically with Canadian residents relocating to the US. Brian moved to Arizona in August 1990, to complete his MBA at the University of Arizona and in April 1996, moved permanently with his wife Kathleen to Arizona from Calgary.

In addition to the CFP® designations and an MBA from The University of Arizona, Brian holds a Bachelor of Commerce degree from the University of Alberta, a Business Administration diploma from the Northern Alberta Institute of Technology (NAIT), and a Certified Advertising Agency Practitioner designation from the Institute of Canadian Advertising.

Terry Ritchie is a Certified Financial Planner™ specializing in Canadian residents making the transition to the US. A Canadian citizen and US visa holder, Terry holds the US CFP® and Canadian RFP designations. He is also an Enrolled Agent (EA) licensed to practice before the IRS and is a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners.

Based in Calgary, AB, Terry is active as an author, speaker and educator on Canada/US financial, tax and estate planning matters. His writings have appeared in national magazines, professional journals and major newspapers in both Canada and the US. He has also been a featured speaker on various Canada/US financial, tax and estate planning issues at national, local and advanced planning conferences on behalf of The Canadian Association of Financial Planners, Advocis, The Institute of Advanced Financial Planners, The Society of Trust and Estate Practitioners and the National Association of Personal Financial Advisors.

Born in Ottawa, Ontario, but raised in Calgary, Alberta, Canada, Terry has been practicing in the areas of financial, investment, tax and estate planning for over 20 years. From 1983, Terry practiced in Arizona for 13 years and then in Calgary since 1996 and is uniquely qualified to work with Canada/US financial planning matters of Canadians and Americans in either country. Terry has personal experience in moving back and forth between Canada and the US and holds a Bachelor of Science degree in Finance from Arizona State University.