Ask almost any Canadian and they can tell you within a penny or two what the Canada/US exchange rate is.  It seems the national pride rises and falls in relation to the exchange rate of the Canadian dollar to the US dollar.  In our experience, there is a lot of confusion in the area of currency exchange and this section aims to clear some of it up.

	Myth - You gain money when you convert
	Myth - Wait to convert
	Myth - Someone knows where the exchange rate is going
	Fact - How to calculate exchange rates
	Fact - There is an expense to converting